toyyibPay is an online payment solution from Malaysia, designed to make it quick and easy for businesses to accept payments. Its main purpose is to provide a simple payment platform for all types of businesses, from small startups and non-profit organizations to large companies. The service allows merchants to receive customer payments through various methods, including online banking (FPX), and settles the funds directly into their bank accounts. The company, toyyibPay Sdn. Bhd., is based in Kuala Lumpur, Malaysia, and focuses on serving the local market with features like next-day settlements and support for the Malaysian Ringgit (MYR).
toyyibPay offers a simple pricing structure with no setup or annual fees. The plans are designed for different types of users.
Additionally, there is an optional add-on for accepting local and foreign card payments, which has its own onboarding fee, yearly fee, and percentage-based transaction fees.
toyyibPay does not have a traditional free plan with limited features. Instead, its model is based on pay-per-use with no monthly fees, no setup fees, and no annual fees. This means you can sign up for free and only pay a small fee when you make a successful transaction. For Non-Profit Organizations, the Santai plan offers free B2C transactions, making it a free payment solution for their donation purposes.
Getting started with toyyibPay is a straightforward process:
Pros:
Cons:
toyyibPay is designed to be integration-ready, allowing businesses to connect it with their existing systems. It offers:
Yes, toyyibPay provides an API for developers to integrate its payment services into their own applications, websites, or platforms. The API allows for creating bills, checking payment status, and managing transactions programmatically.
To get access to the API, you need to register for a merchant account with toyyibPay. Once your account is approved, you can find your API keys and secret keys in your merchant dashboard. The documentation for the API is available for developers on their website to guide them through the integration process.
Here is a general example of what an API call to create a bill might look like using cURL:
curl https://toyyibpay.com/index.php/api/createBill -d "{\"userSecretKey\":\"your_secret_key\",\"categoryCode\":\"your_category_code\",\"billName\":\"Test Payment\",\"billDescription\":\"Payment for Order #123\",\"billPriceSetting\":1,\"billPayorInfo\":1,\"billAmount\":150,\"billReturnUrl\":\"http://yourdomain.com/payment-success\",\"billCallbackUrl\":\"http://yourdomain.com/payment-callback\",\"billExternalReferenceNo\":\"ORDER-123\",\"billTo\":\"John Doe\",\"billEmail\":\"john@doe.com\",\"billPhone\":\"0123456789\"}"
toyyibPay does not have a publicly advertised affiliate program for individuals to earn commissions by referring new merchants. However, they offer an Enterprise Plan which functions as a partner program. This plan is designed for software companies, system providers, or platforms that want to integrate toyyibPay as a payment option for their own customers. This partnership includes benefits like access to a special Enterprise API and a profit-sharing arrangement. If you are interested in this type of partnership, you should contact toyyibPay directly to discuss the details of their Enterprise plan.
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