Nilon

What is Nilon

Nilon, formerly known as OnePay, is a financial technology company that provides a comprehensive payment gateway solution for businesses. Its core purpose is to enable merchants to accept payments securely and efficiently across various channels. The platform is designed to handle online payments, mobile transactions, in-store sales, and other digital payment methods. Nilon offers a unified system for managing all payment activities, which helps businesses improve their revenue streams and customer experience. The company focuses on providing flexible and developer-friendly tools, including APIs and SDKs, to allow for easy integration into existing websites, applications, and e-commerce platforms. Nilon is headquartered in Gaithersburg, Maryland, USA.

Nilon Features

Nilon provides a range of features designed to meet the diverse payment needs of modern businesses.

• Omnichannel Payments: Accept payments from multiple channels, including online stores, mobile apps, and physical retail locations, all through one unified platform.
• Multiple Payment Methods: Offer customers flexibility by accepting various payment types such as credit and debit cards, digital wallets, QR code payments, and payment links.
• Smart Checkout: Use pre-built checkout plugins that are easy to integrate into any platform. This feature requires minimal coding and simplifies the setup process for developers.
• Payment Links: Create and share payment links via SMS or email. This is useful for businesses that do not have a traditional e-commerce website, allowing them to collect payments remotely.
• Tokenization & Vault: Securely store customer payment information using tokenization. This reduces the risk of data breaches and helps businesses comply with PCI DSS standards.
• Nilon Go! Mobile App: A mobile application that allows businesses to accept payments directly from a smartphone. It supports QR code payments, payment links, and card payments via a connected terminal.
• Recurring Payments: Set up and manage subscription-based services and automatic billing for customers, which helps automate revenue collection.
• Developer-Friendly APIs: Nilon offers well-documented APIs and SDKs that allow developers to build custom payment solutions and integrate payment processing into their applications.

Nilon Pricing Plans

Nilon offers customized pricing solutions tailored to the specific needs of a business. The pricing structure is not publicly listed and requires contacting their sales team for a quote. Typically, payment gateway providers like Nilon offer plans based on transaction volume, business size, and required features.

• Standard Plan: This plan is generally suited for small to medium-sized businesses. It often includes standard transaction fees with access to all essential payment features like online payments, payment links, and basic reporting.
• Custom/Enterprise Plan: Designed for large businesses with high transaction volumes. This plan usually offers custom-negotiated rates, volume discounts, a dedicated account manager, and access to advanced features and premium support.

Nilon Free Plan

Nilon does not offer a completely free plan for processing live transactions. However, they provide a sandbox environment for developers at no cost. This allows developers and businesses to explore the platform's functionality, test integrations, and build custom payment flows using the APIs and SDKs without any financial commitment. To start processing real payments, businesses must sign up for a paid plan by contacting the Nilon sales team.

How to use Nilon

Getting started with Nilon involves a few key steps to integrate its payment processing capabilities into your business.

1. Contact Nilon: The first step is to connect with the Nilon sales team through their website to discuss your business needs and get a custom quote.
2. Account Setup: Once you agree on a plan, the Nilon team will assist you in setting up your merchant account.
3. Choose Integration Method: Decide how you want to integrate Nilon. You can use their pre-built plugins for popular e-commerce platforms, a hosted payment page for simplicity, or their APIs for a fully custom integration.
4. Developer Integration (if needed): Your development team can use the sandbox environment and Nilon's documentation to integrate the payment gateway into your website or application.
5. Configure Settings: Set up your payment options, customize your checkout page, and configure any additional features like recurring billing or fraud prevention tools.
6. Go Live: After testing is complete, you can switch from the sandbox to the live environment to start accepting real payments from your customers.
7. Manage Transactions: Use the Nilon dashboard to monitor sales, view transaction reports, manage disputes, and gain insights into your business performance.

Pros and Cons of Nilon

Pros:

• Versatile Payment Options: Supports a wide range of payment methods, including online, mobile, QR codes, and in-person.
• Developer Focused: Provides strong support for developers with robust APIs, SDKs, and a sandbox environment for testing.
• Strong Security: Features like tokenization and a commitment to PCI DSS compliance help protect sensitive customer data.
• Omnichannel Solution: A single platform to manage payments from all sales channels simplifies operations.
• Mobile Payment App: The Nilon Go! app offers great flexibility for businesses that need to accept payments on the go.

Cons:

• Lack of Transparent Pricing: Businesses must contact sales for a quote, which can make it difficult to compare costs with competitors.
• Newer Brand Identity: As the company was formerly OnePay, its brand recognition might be lower than more established players in the market.
• May Be Complex for Beginners: The extensive features and focus on API integration might be overwhelming for very small businesses with simple needs.

Nilon integrations

Nilon is designed for easy integration with various platforms through its pre-built plugins and flexible API. While a specific list is not publicly available, payment gateways like Nilon typically integrate with major e-commerce platforms, shopping carts, and CRM systems.

• E-commerce Platforms: Expect plugins for platforms like WooCommerce, Shopify, Magento, and BigCommerce to allow for seamless checkout experiences.
• Custom Integrations: The powerful API allows developers to connect Nilon with any custom-built website, mobile application, or business software.

To get a specific plugin or integration instructions, businesses should consult the developer documentation or contact the Nilon support team.

Nilon Alternatives

• Stripe: A leading payment gateway known for its developer-first approach, extensive documentation, and powerful APIs. It is a strong alternative for businesses that need deep customization.
• PayPal: A globally recognized and trusted payment platform. It offers a simple setup for businesses and a familiar checkout experience for customers.
• Square: An excellent choice for businesses with both online and physical stores. Square provides integrated hardware (like card readers) and software for a complete point-of-sale and e-commerce solution.
• Adyen: A global payment company that offers a single platform to accept payments anywhere in the world. It is often favored by large, international enterprises due to its extensive support for different payment methods and currencies.

Nilon API

Yes, Nilon provides a comprehensive set of APIs and SDKs for developers to integrate payment processing into their applications. The company emphasizes its streamlined and unified API functionality to save developers time.

To get started with the Nilon API, developers typically need to sign up for a developer account on the Nilon website. This provides access to the sandbox environment, API keys for testing, and detailed documentation. The documentation contains all the necessary information on endpoints, request parameters, and code samples.

Here is a generic cURL example of what a request to create a payment charge might look like:

curl https://api.nilon.com/v1/charges \
  -u YOUR_API_KEY: \
  -d amount=1000 \
  -d currency="usd" \
  -d source="tok_mastercard" \
  -d description="Charge for order #123"

For full details and to obtain your API keys, you should visit the developer section of the Nilon website or contact their support team.

Nilon Affiliate program

There is no public information available regarding a formal affiliate program offered by Nilon. Companies in this sector often focus on direct sales and partnership programs rather than traditional affiliate marketing.

If you are interested in partnering with Nilon or promoting their services, it is recommended to contact their business development or partnership team directly through the contact form or email address provided on their website. They may have a referral program or be open to discussing custom partnership opportunities for influencers or businesses with a relevant audience.