MaxelPay

What is MaxelPay

MaxelPay is a cryptocurrency payment gateway designed for businesses to accept digital currency payments from customers worldwide. Its main purpose is to provide a simple, secure, and low-cost method for integrating crypto payments into websites, e-commerce stores, and applications. The platform operates on a no-KYC (Know Your Customer) basis, which means businesses can start accepting payments without going through lengthy identity verification processes. MaxelPay provides a non-custodial wallet, ensuring that merchants always have full control over their funds. The company focuses on serving small and medium-sized enterprises across various industries, including e-commerce, gaming, and digital services, by making entry into the Web3 economy more accessible.

MaxelPay Features

MaxelPay offers a set of features focused on making crypto payments efficient and easy for businesses.

• No KYC Requirement: Start accepting payments immediately without submitting extensive personal or company identification documents. This provides faster onboarding and greater privacy.
• Lowest Processing Fee: The platform charges a very competitive processing fee of only 0.4% on all transactions, making it one of the most affordable options in the market.
• Non-Custodial Wallet: You have complete control and ownership of your private keys and funds. MaxelPay does not hold your crypto, which increases security and autonomy.
• Multi-Blockchain Support: Accept payments from various popular blockchain networks, including Ethereum, Polygon, and Binance Smart Chain (BNB). This allows you to serve a wider customer base.
• Simple API Integration: Easily integrate the payment gateway into your existing platform with developer-friendly APIs. It supports popular languages and frameworks like PHP, Node.js, Python, Java, and WooCommerce.
• Unlimited Invoicing: Create and send an unlimited number of electronic invoices to your clients for crypto payments, with the same low 0.4% fee applied.
• White-Label Solution: Customize the payment checkout experience with your own branding. This provides a seamless and professional look for your customers.
• Fast and Secure Transactions: Payments are processed directly on the blockchain, ensuring security and quick confirmation times for both merchant and customer.

MaxelPay Pricing Plans

MaxelPay uses a simple and transparent pricing model. Instead of multiple subscription tiers, it offers a single pay-as-you-go plan that is accessible to businesses of all sizes. There are no monthly fees, setup fees, or hidden charges. Merchants are only charged a flat 0.4% processing fee on each successful transaction they receive. This straightforward structure makes it easy to calculate costs and is ideal for both new businesses testing crypto payments and established enterprises with high transaction volumes.

MaxelPay Free Plan

MaxelPay does not have a traditional free plan, but it is free to get started. You can sign up for an account, integrate the payment gateway, and access the dashboard without any subscription cost. The platform only makes money when you do, by charging the 0.4% fee on incoming payments. There is no free trial period because the service itself is free to set up and maintain; you only pay for what you use.

How to use MaxelPay

Getting started with MaxelPay is a straightforward process designed to be quick and efficient.

1. Create an Account: Visit the MaxelPay website and sign up for a new merchant account. Since there is no KYC, this process is very fast.
2. Access Your Dashboard: Once registered, you will get access to your merchant dashboard where you can find your API keys and documentation.
3. Integrate the API: Your developer can use the provided API documentation to integrate the MaxelPay gateway into your website or application. The API supports various programming languages like PHP, Python, and Node.js, and has plugins for platforms like WooCommerce.
4. Configure Your Wallet: Set up the non-custodial wallet where you wish to receive your crypto payments.
5. Start Accepting Payments: After integration, a cryptocurrency payment option will appear on your checkout page. Customers can select it and pay using their preferred cryptocurrency. The funds are sent directly to your wallet after blockchain confirmation.

Pros and Cons of MaxelPay

Pros:

• Extremely Low Fees: The 0.4% transaction fee is significantly lower than many competitors.
• No KYC: Allows for quick setup and greater privacy for merchants.
• Non-Custodial: Merchants retain full control over their funds, which enhances security.
• Easy Integration: Simple API and support for popular platforms make it easy for developers to implement.
• White-Labeling: Offers businesses the ability to maintain their brand consistency during checkout.

Cons:

• Limited Cryptocurrency Support: While it supports major blockchains, the list of supported coins may be smaller than some larger competitors.
• User Responsibility: Being non-custodial means the user is solely responsible for securing their private keys. Loss of keys means loss of funds.
• No Fiat Settlement: The service focuses on crypto-to-crypto transactions. Businesses that need to immediately convert crypto to fiat currency may need a separate service.
• Newer Player: As a more recent entry into the market, it may not have the same long-standing reputation as older payment gateways.

MaxelPay integrations

MaxelPay provides developer-focused integrations through its API, allowing it to connect with a variety of platforms and custom-built systems. The primary integrations are with programming languages and popular e-commerce platforms.

• WooCommerce: A dedicated plugin is available to easily add MaxelPay as a payment option to WordPress e-commerce stores.
• PHP: Full support for custom PHP applications.
• Node.js: Integrate with modern web applications built on the Node.js runtime.
• Java: Support for enterprise-level applications built with Java.
• Python: Easily connect with web frameworks like Django or Flask, or other Python-based systems.
• Laravel: Specific support for applications built with the popular PHP framework, Laravel.

Integration is done by using the API keys provided in the MaxelPay dashboard and following the official documentation.

MaxelPay Alternatives

• Coinbase Commerce: A popular choice from a major crypto exchange. It is known for its user-friendly interface and strong brand trust. However, it requires KYC and has higher transaction fees (typically 1%).
• BitPay: One of the oldest crypto payment processors. It offers features like fiat settlement and crypto debit cards. BitPay is more suited for larger enterprises and has a more complex fee structure.
• NOWPayments: Supports a very wide range of over 100 cryptocurrencies. It offers plugins for many e-commerce platforms and has competitive fees, though typically starting from 0.5%, slightly higher than MaxelPay.
• CoinPayments: Known for supporting thousands of different cryptocurrencies, making it highly versatile. It has been in the market for a long time but has a more complex fee system and user interface.

MaxelPay API

Yes, MaxelPay provides a developer API to integrate its payment gateway into websites and applications. The API is designed to be simple and allows businesses to programmatically create invoices, check transaction statuses, and manage payments.

To get an API key, you must first sign up for a free account on the MaxelPay website. Once registered, you can navigate to the developer section of your dashboard to generate and manage your API keys.

Here is a basic example of how you might use the API with Python to create a payment request:

import requests
import json

api_key = 'YOUR_API_KEY'
api_url = 'https://api.maxelpay.com/v1/payment'

headers = {
    'Content-Type': 'application/json',
    'Authorization': f'Bearer {api_key}'
}

payment_data = {
    'amount': 10.50,
    'currency': 'USD',
    'crypto_currency': 'USDT',
    'order_id': 'ORDER-12345',
    'redirect_url': 'https://yourstore.com/payment/success',
    'cancel_url': 'https://yourstore.com/payment/cancel'
}

response = requests.post(api_url, headers=headers, data=json.dumps(payment_data))

if response.status_code == 201:
    payment_info = response.json()
    print(f"Payment URL: {payment_info['payment_url']}")
else:
    print(f"Error: {response.text}")

MaxelPay Affiliate program

There is no publicly available information on the MaxelPay website regarding a formal affiliate or referral program. Businesses or individuals interested in partnership opportunities, becoming an influencer, or discussing a potential collaboration are encouraged to contact the MaxelPay support team directly through their official website. They may offer custom partnership agreements for those who can drive significant business to their platform.