exactly

What is exactly®

exactly® is an online payment acceptance platform designed for businesses to process transactions on their websites or applications. Its main purpose is to provide a reliable and secure payment gateway that allows merchants to accept payments from customers worldwide. The platform supports major credit cards like VISA and MasterCard, as well as various alternative payment methods (APMs). It is operated by Opay Holding Limited, a company registered in the United Kingdom and authorized by the Financial Conduct Authority as an Electronic Money Institution. exactly® focuses on offering tailored solutions to fit the specific needs of each business, from startups to large enterprises, helping them manage financial operations and expand globally.

exactly® Features

exactly® provides a range of features to help businesses manage online payments effectively.

• Global Payment Acceptance: Accept payments from all major credit and debit cards, including VISA and MasterCard, as well as popular digital wallets. This allows businesses to cater to a wide customer base.
• Multi-Currency Support: Process transactions in over 150 currencies, enabling businesses to sell products and services in international markets without currency barriers.
• Fast Payouts: Receive funds quickly with fast payouts available in 7 major currencies, including EUR, GBP, and USD. This improves cash flow management.
• Security and Compliance: The platform is PCI DSS compliant and uses AI-driven checks to secure customer data and transactions. This helps prevent fraud and builds trust with customers.
• Chargeback Management: A chargeback score system helps businesses control their exposure to chargebacks. You can align terms with the support team to reduce losses.
• Flexible Integration: easily® integrates with or without a shopping cart and supports migration between different Content Management Systems (CMS). The technical team assists with the entire integration process.
• Reporting and Analytics: Access a centralized dashboard to track financial metrics. Generate customizable reports to gain insights into sales, identify vulnerabilities, and make informed business decisions.
• Dedicated Customer Support: Get assistance from experienced managers and consultants for technical, financial, and management questions. Support is available from the first day of integration.
• Recurring and Mass Payments: Set up and manage recurring billing for subscription services and automate mass payments to suppliers, partners, or employees worldwide.

exactly® Pricing Plans

exactly® does not offer standard, pre-defined pricing plans. Instead, it provides a custom pricing model tailored to the specific needs of each business. The fees and commission rates are determined based on factors like business size, transaction volume, industry, and required features. This approach ensures that each client receives a pricing structure that aligns with their business model.

Key aspects of their pricing include:

• Individual Price Offers: Each client receives a personalized quote after a consultation.
• Free Integration: The initial setup and integration of the payment gateway are provided free of charge.
• Free Technical Support: Ongoing technical assistance is included without additional costs.
• Free Widget Customization: The payment widget can be customized to match the look and feel of your website for free.

To get a price quote, businesses need to contact the exactly® sales team directly.

exactly® Free Plan

exactly® does not have a traditional free plan for processing payments. However, it offers several key services for free to all its clients. The integration process, technical support, and customization of the payment widget are all provided at no cost. This means you do not pay any fees until you start processing transactions. The platform operates on a tailored pricing model where transaction fees and other charges are negotiated individually for each business.

How to use exactly®

Getting started with exactly® involves a few straightforward steps to integrate their payment gateway into your business.

1. Contact the Sales Team: The first step is to reach out to the exactly® team to discuss your business needs. They will prepare a custom pricing offer for you.
2. Set Up Your Account: Once you agree to the terms, you will set up your account. During this stage, you can define roles for your team members, such as managers, analysts, or owners, to delegate tasks and control access.
3. Integrate the Gateway: The exactly® technical team will guide you through the integration process. They handle the technical work to connect the payment system with your website or application, whether you use a popular CMS or a custom platform.
4. Customize Your Checkout: Adjust the payment widget and checkout process to match your brand's design for a seamless customer experience.
5. Start Accepting Payments: Once integrated, you can begin accepting payments from customers across the globe in various currencies.
6. Monitor and Report: Use the dashboard to track your sales metrics, monitor transactions in real-time, and generate detailed reports to analyze your financial performance.

Pros and Cons of exactly®

Pros:

• Customized Pricing: The tailored pricing model can be more cost-effective for businesses with specific needs compared to fixed-tier plans.
• Global Reach: Support for over 150 currencies and major payment methods helps businesses expand internationally.
• Comprehensive Support: Free integration assistance and ongoing technical support reduce the burden on your team.
• Strong Security: PCI DSS compliance and AI-driven fraud detection provide a secure environment for transactions.
• Flexible Integration: Works with major CMS platforms and custom websites, with or without a shopping cart.

Cons:

• No Transparent Pricing: The lack of public pricing plans makes it difficult to compare costs without contacting sales first.
• May Be Complex for Beginners: The tailored approach might be more than what a very small business or a sole proprietor with simple needs is looking for.
• Focus on Tailored Solutions: Businesses seeking a simple, off-the-shelf payment solution might find the consultation process slow.

exactly® integrations

exactly® is designed to integrate smoothly with a wide range of e-commerce platforms and Content Management Systems (CMS). Their technical team assists with the integration to ensure a seamless connection. While they state integration with all major CMS, typical integrations for payment gateways include:

• WooCommerce integration: Connect directly with your WordPress e-commerce store.
• Magento integration: Add a powerful payment solution to your Magento-based shop.
• Shopify integration: Although Shopify has its own payment system, gateways like exactly® can often be integrated as an alternative processor.
• BigCommerce integration: Integrate with the BigCommerce platform to handle payments.
• Custom API Integration: For businesses with custom-built websites or applications, exactly® provides an API for a fully tailored integration.

exactly® Alternatives

Here are some popular alternatives to exactly® for online payment processing:

• Stripe: A leading payment platform known for its developer-friendly API and extensive feature set. Stripe offers transparent, flat-rate pricing, which is different from exactly®'s custom model. It is a strong choice for tech-savvy businesses and startups.
• PayPal: One of the most recognized payment platforms globally, offering a simple way to accept payments online. PayPal is very easy for customers to use but its fees can be higher than other gateways. It is great for businesses looking for a trusted and easy-to-implement solution.
• Adyen: A global payment company that provides a single platform to accept payments anywhere in the world. Like exactly®, Adyen focuses on larger businesses and enterprises, offering a wide range of payment methods and data analytics. Its pricing is also customized based on volume.
• 2Checkout (now Verifone): A comprehensive platform that supports global payments, subscriptions, and merchant services. It offers different pricing packages, making it a flexible option for businesses of various sizes.

exactly® API

yes, exactly® provides a developer API to allow businesses to create custom integrations with their websites, mobile apps, and backend systems. The API is essential for a flexible payment gateway, enabling full control over the payment experience.

To get access to the API key and documentation, you typically need to create an account and complete the verification process. The API keys (usually a public key and a secret key) are then made available in your merchant dashboard. There is no cost to obtain the API key.

Here is a generic example of what an API call to create a payment might look like using cURL:

curl https://api.exactly.com/v1/payments \
  -u YOUR_SECRET_API_KEY: \
  -d amount=2000 \
  -d currency="usd" \
  -d source="tok_mastercard" \
  -d description="Charge for order #1234"

Note: This is a representative example. Please refer to the official exactly® API documentation for actual code and implementation details.

exactly® Affiliate program

There is no publicly available information about a formal affiliate program offered by exactly®. Companies with custom, high-touch sales models often rely on partnerships and direct referrals rather than open affiliate programs.

If you are interested in partnering with exactly® or promoting their services, it is best to contact their support or business development team directly. You can inquire about potential partnership, referral, or influencer collaboration opportunities. They may have a private partner program for qualified businesses or individuals.